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qUESTIONS & aNSWERS
Frequently asked questions
Are document fees and insurance add-ons mandatory?
No, extra fees and third-party additions are never mandatory. For example, Toyota Canada states on their website; A Toyota Dealership is free to set its own selling price for Toyota products and services. Dealer may sell for less. Dealer Fees of up to $999.00.
Do I have to finance the car from the dealership?
No, you never have to finance the vehicle you're purchasing directly via the dealership. You may pay cash using your Line of Credit or a Personal Loan. You may also arrange financing from your local Bank or Credit Union. There are also multiple lenders available whom will simply request a Bill of Sale from you to complete the loan.
If I signed already, can I still remove the insurance add-ons?
Yes, you may contact your Finance Manager and request they cancel your third-party insurance. If they refuse, contact the insurance provider and request a cancellation. Dealers often state a deal will not proceed if third-party products are not accepted. This is illegal and a lie.